Core Fixed Income Portfolio Recommendation for U.S. Taxpayers In determining we document an investor’s needs for fixed income exposure as part of a diversified portfolio (asset class). We develop and manage fixed income accounts based upon a “model portfolio,”- which we use as a guideline to providing management services to clients In managing our client […]

After 2016 Election Year-End Tax Planning November 30, 2016 By Ed Labanara Typically, year-end tax planning advice expounds the virtues of accelerating deductions in the current year and deferring income or stock market gains when possible and economically viable. With the prospect of GOP control of both houses of Congress and the Presidency, coupled with […]

Our first principle of investing is to identify a superior business with strong fundamentals that provides a high-quality product or value added service and possesses a sustainable competitive. This advantage includes such things as providing a superior product or service, having the leading market share, being the low cost producer, possessing a superior distribution system, […]

Do I Need Professional Management? – A prospective client should first ask himself “How am I doing”? An investor who has the time to identify his objectives, risk tolerances, personal and family obligations, assess performance over several market cycles is satisfied with his results need not consider retaining a professional money manager. Who Manages the […]

Asset allocation is the starting point and the most important part of the investment process. The percentage distribution of financial assets among stocks, bonds, cash, and special investments is the primary determinant of an investor’s long – term return. This conclusion is logical because, over time, common stocks generate higher returns than bonds, which provide […]

We employ a dynamic but risk-averse strategy predicated on the belief that long term results are best achieved by the compounding of gains and the avoidance of major losses. We attempt to limit downside exposure as much as generate upside returns. We avoid “the style box” trap and focus on quality companies diversified across all […]

The objective of the Flexible Balanced account is to generate a very acceptable after-tax return over full market cycles and preserve capital using a blend of equities and fixed income. We strategically adjust the allocation in our portfolios based on our assessment of our overall market and macro-economic view and the potential of and for […]